Raritan Bay FCU will be closed on Wednesday, June 19th for Juneteenth. Access your accounts with Online Banking or our Raritan Bay FCU Mobile App.

Personal Savings

Savings options with easy accessibility

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Since 1941, members of our community have viewed RBFCU as a trusted place to save.

In these uncertain times, your local credit union is a great place to save money for the things you have always wanted or to help save for unexpected expenses.

Open a savings account

Create memories, not stress!

We make it easy to help you save for those important life events.
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Personal Savings

Savings Account

We all need a rainy day fund. Why not start with our basic Savings Account? Simply by opening this account, you are a member of RBFCU and have access to our free services like online banking and low rates on loans. Discover the credit union advantage today!

  • Dividend-bearing account
  • Establishes membership with Raritan Bay Federal FCU
  • Grants full access to our entire range of member-oriented services
  • Avoid the $4 monthly service fee by maintaining balance of $100
  • Free online banking
  • Free mobile banking
  • $5 minimum deposit to open and maintain credit union membership
  • Set aside funds for something specific or simply a rainy day
  • Competitive dividends on entire balance paid monthly
  • Only $100 minimum balance to earn dividends
  • Free eStatements available
  • Free 24/7 telephone banking
  • Federally insured by NCUA up to $250,000
Inquire
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Personal Savings

Club Accounts

RBFCU Club Accounts are an easy way to save for vacation or holiday expenses by putting a small amount of cash away each week.

  • Easily save year-round for holidays or vacations
  • Establish weekly, bi-weekly, or monthly deposits
  • Earn dividends on entire balance
  • No monthly service fee
  • Holiday Club funds transfers to primary savings on October 1
  • Vacation Club funds transfers to primary savings on May 1
  • $20 penalty for early withdrawal
  • No minimum deposit to open
  • Federally insured by NCUA up to $250,000
Inquire
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Personal Savings

First Steps Account

Help your child learn from an early age the importance of saving and teach them importance of money management.

  • Free youth savings account
  • For kids 7 years old and under
  • Dividend-bearing account
  • Gets them in the habit of saving
  • No minimum balance
  • Extra fun on holidays and other special occasions
  • Federally insured by NCUA up to $250,000
  • Competitive dividends on entire balance
  • No monthly service fee
  • Receive a First Steps Kids’ Card to track your points
  • Collect points with each $15 deposit (up to six points per deposit)
  • Redeem First Steps Kids Card for free prizes
  • Only $100 minimum balance to earn dividends
Inquire

Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

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Questions?

A member service representative is standing by to answer any questions you may have about our personal savings options.

Submit Questions below or Call Us at (732)-727-3500