Our lobby at both offices will reopen beginning April 1, 2021. We continue to urge you to use the drive-up at our Sayreville location for teller transactions when possible. Learn more.

Personal Savings

Savings options with easy accessibility

Start Today

Since 1941, members of our community have viewed RBFCU as a trusted place to save.

In these uncertain times, your local credit union is a great place to save money for the things you have always wanted or to help save for unexpected expenses.

Open a savings account

Create memories, not stress!

We make it easy to help you save for those important life events.
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Personal Savings

Savings Account

We all need a rainy day fund. Why not start with our basic Savings Account? Simply by opening this account, you are a member of RBFCU and have access to our free services like online banking and low rates on loans. Discover the credit union advantage today!

  • Dividend-bearing account
  • Establishes membership with Raritan Bay Federal FCU
  • Grants full access to our entire range of member-oriented services
  • Avoid the $4 monthly service fee by maintaining balance of $100
  • Free online banking
  • Free mobile banking
  • $5 minimum deposit to open and maintain credit union membership
  • Set aside funds for something specific or simply a rainy day
  • Competitive dividends on entire balance paid monthly
  • Only $100 minimum balance to earn dividends
  • Free eStatements available
  • Free 24/7 telephone banking
  • Federally insured by NCUA up to $250,000
Inquire
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Personal Savings

Club Accounts

RBFCU Club Accounts are an easy way to save for vacation or holiday expenses by putting a small amount of cash away each week.

  • Easily save year-round for holidays or vacations
  • Establish weekly, bi-weekly, or monthly deposits
  • Earn dividends on entire balance
  • No monthly service fee
  • Holiday Club funds transfers to primary savings on October 1
  • Vacation Club funds transfers to primary savings on May 1
  • $20 penalty for early withdrawal
  • No minimum deposit to open
  • Federally insured by NCUA up to $250,000
Inquire
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Personal Savings

First Steps Account

Help your child learn from an early age the importance of saving and teach them importance of money management.

  • Free youth savings account
  • For kids 7 years old and under
  • Dividend-bearing account
  • Gets them in the habit of saving
  • No minimum balance
  • Extra fun on holidays and other special occasions
  • Federally insured by NCUA up to $250,000
  • Competitive dividends on entire balance
  • No monthly service fee
  • Receive a First Steps Kids’ Card to track your points
  • Collect points with each $15 deposit (up to six points per deposit)
  • Redeem First Steps Kids Card for free prizes
  • Only $100 minimum balance to earn dividends
Inquire

Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

Start Now

Questions?

A member service representative is standing by to answer any questions you may have about our personal savings options.

Submit Questions below or Call Us at (732)-727-3500