Our lobby at both offices will reopen beginning April 1, 2021. We continue to urge you to use the drive-up at our Sayreville location for teller transactions when possible. Learn more.

Mobile Check Deposit: Deposit Checks in a snap!

Download our TouchBanking mobile app and start depositing your checks using your smartphone.

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Find out what makes us different.

At Raritan Bay Federal Credit Union, our mission is to improve the quality of life of our members and the communities we serve.

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Checking account options designed to meet your needs.



Loans for any occasion. We are here to help you get the money you need for whatever life throws at you.



RBFCU is here to be your financial resource. We can help you start planning for whatever your future holds.


Business Checking

Let us help you manage your finances so you can focus on running your business.



We offer many different financing programs to get you the one that best fits your needs.



From Auto & Home Insurance to Credit Life and Credit Disability protection, we are here to help with your insurance needs.



Build your cash cushion while earning dividends and enjoy a number of free eServices to stay on top of your money.



Whether it’s new or used, our competitive rates can help you find a payment that fits your budget.



We offer competitive rates and have a variety of terms to choose from.

The Credit Union Difference

A credit union membership has its privileges.

  • Competitive rates on loans
  • Credit cards-no balance transfer fee
  • Variety of Checking Account Options
  • Bill Pay (EZ Pay)
  • Mobile Check Deposit
  • Love My Credit Union Discounts
  • Access to over 55,000 surcharge free ATM’S

We’re Local.

Raritan Bay FCU has been a part of the community for almost 80 years. We take pride in the communities we serve.

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What’s New

See what we’ve been up to.

Winter 2020 Newsletter – 3 Easy Ways to Save This Year

Another new year is here which means a new set of resolutions for a lot of us. If this is the year you’ve committed to saving more money, we’ve put together three simple tips to help you set aside some extra. Read them here!

Winter 2020 Blog – Happy New Year

Happy New Year: Raritan Bay FCU would like to wish a Happy and Healthy New Year to all of our members and their families! As the year ends we want to take a moment to reflect on the past year and be thankful for the support of our loyal members. We wouldn’t be here without […]

Fall 2020 Newsletter – Stay in-the-Know About Our Core Conversion

On Thursday, October 1, 2020, we will be converting our core processor to an upgraded platform. Due to this conversion, all Raritan Bay FCU offices will be closed on Thursday, October 1, 2020, and will not reopen until 12:00 p.m. on Friday, October 2, 2020. All online services will also be suspended during this time. […]

Open an Account.

Once you open an account with Raritan Bay FCU, you automatically get access to all of our products and services! Discover the credit union advantage by becoming a part of the growing RBFCU family.