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Personal Loans

Affordable borrowing options for when you need extra cash

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Why apply for a loan with RBFCU?

Our mission is to provide you with the perfect solution at the lowest possible cost. Get competitive-rate financing for whatever it is you need from a local lender you can trust.

options

Here to Help You

The money you need for that project or event you had in mind.








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Personal Loans

Signature Loans

When you need money in a pinch, we are here to help!

  • Borrow up to $15,000
  • Flexible terms up to 48 months
  • No hidden fees
  • Credit Life insurance
  • Credit Disability insurance
  • Competitively low rates for a wide range of personal needs:
  • Go on a dream vacation
  • Finance education expenses
  • Make home improvements and auto repairs
  • and much more!
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Promotional Loans

Promotional Loans

Looking for a short-term loan? Look no further!

  • Borrow up to $15,000
  • Short term of 24 months
  • Competitive rates
  • No hidden fees
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Personal Loans

Teacher Loan Option

Designed just for teachers, our Teacher Loan Option can be used for personal and auto loans with repayment terms that accommodate the school calendar.

  • Make 10 regular payments during the year, instead of 12
  • This payment plan is for Personal Loans or Auto Loans
  • No payments during July & August
  • No hidden fees
  • Credit Life insurance and Credit Disability insurance available
Inquire
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Personal Loans

Lifestyle Loans

Get affordable financing for life-changing needs, like IVF, vet bills, plastic surgery, and more.

  • Borrow from $500 up to $10,000
  • Flexible repayment terms; finance for up to 48 months
  • No hidden fees
  • Credit Life insurance and Credit Disability insurance available
  • Competitively low-rates for a wide range of lifestyle needs:
  • Uninsured medical expenses
  • Adoption expenses
  • InVitro Fertilization (IVF)
  • and more!
Inquire
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Personal Loans

Checking Line of Credit

Say goodbye to overdraft fees! With a Checking LOC, you only pay interest for what you use, which typically is much less than overdraft fees that can really add up.

  • Credit lines up to $7,000
  • Terms up to 48 months
  • Competitive rates
  • Payments are $30 or 3% of the balance (whichever is greater)
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Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

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Questions?

A loan representative is standing by to answer any questions you may have about our loan offerings.

Submit Questions below or Call Us at (732)-727-3500