Our lobby at both offices will reopen beginning April 1, 2021. We continue to urge you to use the drive-up at our Sayreville location for teller transactions when possible. Learn more.

Home Mortgage Loans

Image
Loans

Home Mortgage Loans

Let your neighbors right here at Raritan Bay FCU guide you through the process of laying down roots! We offer many different financing programs to get you the one that best fits your needs.

Already own a home? Existing homeowners can benefit by refinancing their existing loan with us. You could potentially reduce your monthly payment significantly.

  • Competitively low rates for home purchase or refinance
  • A wide range of financing programs available (Fixed rate mortgages, Adjustable rate mortgages (ARMs), FHA Loans, VA Loans, USDA Loans, And more!)
  • Refinance your current home to potentially lower your rate
  • Customized, friendly service from our experienced lending team
  • Available for primary residences
  • Budget-friendly repayment terms, unique to your situation
  • Free pre-approval for extra confidence when it comes to securing financing
  • Helpful loan advisors with working knowledge of the local real estate market
Apply Now

Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

Learn More

Questions?

A member service representative is standing by to answer any questions you may have about our home mortgage loan options.

Submit Questions below or Call Us at (732)-727-3500