Our lobby at both offices will reopen beginning April 1, 2021. We continue to urge you to use the drive-up at our Sayreville location for teller transactions when possible. Learn more.

Home Equity Line of Credit (HELOC)

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Loans

Home Equity Line of Credit (HELOC)

Cash in on your home’s equity with a home equity line of credit (HELOC). Similar to a credit card, a HELOC provides you with revolving credit — perfect for ongoing expenses, like renovating your kitchen. There’s no need to reapply once you’ve been approved. Just draw from available funds whenever you need to make a purchase.

We offer affordable rates and customizable terms that will work with your budget. Contact one of our lenders today to get an answer quickly.

  • Competitive rates for a wide range of ongoing expenses (Home improvements, Medical expenses, Renovation projects, and much more!)
  • The interest paid may be tax deductible*
  • Credit life insurance and disability insurance available
  • Local decision-making and processing right here in New Jersey
  • Direct, anytime access to funds without reapplying
  • Revolving credit — when you repay, your limit is replenished for future borrowing
  • Affordable payment plans
  • Only pay interest on the part that’s used
  • Customized, friendly service from our experienced lending team
Apply Now
*Consult a tax advisor.

Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

Start Now

Questions?

A member service representative is standing by to answer any questions you may have about our home equity line of credit options.

Submit Questions below or Call Us at (732)-727-3500