Raritan Bay FCU will be closed on Wednesday, June 19th for Juneteenth. Access your accounts with Online Banking or our Raritan Bay FCU Mobile App.

Visa Credit and Debit Cards


Get the credit you deserve.

Compare our Visa Credit Cards to see which option is best for you

Visa Platinum

  • Earn ScoreCard rewards points on purchases!
  • Browse the ScoreCard catalog to see what you could be earning.
  • ScoreCard is now available as a free mobile application! Look for ScoreMore on iTunes® and Google Play®.

Visa Classic

  • Competitive interest rate with no balance transfer fee

Visa Debit Card

  • Access the money in your checking account

We are dedicated to serve the financial needs of our members, as well as the greater causes of financial literacy, community, strength, cooperation, and charity in Middlesex County.

Visa Credit and Debit Cards


We believe all our members deserve the best. No matter your credit score, you can apply for a Visa® Platinum Credit Card with a below-average interest rate and above-average rewards program.

As if that wasn’t enough, your Platinum card provides premium concierge service and more great benefits. Get yours today!

  • Interest rate below industry standard
  • No balance transfer fee
  • Valuable ScoreCard® Rewards program
  • Earn a point for every dollar in qualified purchases
  • $95 Annual Fee
  • Easily replaced if lost or stolen
  • Redeem points for travel, brand-name merchandise, and more
  • Points earned expire after 36 months if not used
  • 25-day grace period on purchases
Apply Now

Secured Visa Credit Card

Need Help Building or Re-Building Your Credit?

Let us help with a Secured Visa Credit Card.

If you need help establishing your credit history or to improve your credit score, a secured credit card could help.

Click here to apply for your secured visa today!

Visa Credit and Debit Cards


Introducing Raritan Bay FCU’s VISA CLASSIC! You can count on RBFCU for a competitive credit card rate and a hassle-free way to pay.

If you need to consolidate high-rate debt, transfer over the balance from your existing credit cards with no balance transfer fee!

  • New Low-Rate
  • No Annual Fee
  • Borrow up to $50,000
  • No Balance Transfer Fee
Apply Now
Visa Credit and Debit Cards


Your Visa® debit card is the easiest and safest way to utilize your checking account. From gas at the pump to online travel reservations, simply swipe your card for all your purchases.

In fact, at Raritan Bay FCU, paying with your debit card can pay you back. It’s one of the easy qualifications that earn huge dividends on our Rewards Checking accounts.

  • Visa debit card accepted around the globe and online
  • Qualify for rewards with Rewards Checking checking accounts
  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • 24/7 access to funds via ATMs
Activate your new VISA Debit Card and select your PIN by calling 1-800-992-3808 from the phone number that you have on file with the Credit Union. Make sure you select a PIN before hanging up! If you activate your card from a phone number other than the primary member’s phone number, you may be required to provide specific personal information.

*EMV stands for Europay, Mastercard and Visa. EMV is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. In the wake of numerous large-scale data breaches and increasing rates of counterfeit card fraud, U.S. card issuers are migrating to this new technology to protect consumers and reduce the costs of fraud.

Automatically become a member by opening an account.

Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.

Learn More


A member service representative is standing by to answer any questions you may have about our Visa Credit & Debit Card options.

Submit Questions below or Call Us at (732)-727-3500