Our lobby at both offices will reopen beginning April 1, 2021. We continue to urge you to use the drive-up at our Sayreville location for teller transactions when possible. Learn more.

Insurance

Protect what matters most

See How We Can Help You

We’re here for you.

During these uncertain times, it’s important to make sure you have the protection you need. RBFCU has the insurance options you need to keep your home, auto and your family safe!

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COMPARE YOUR OPTIONS

See which insurance protections are right for you.


Auto & Homeowners Insurance

  • We have partnered with TruStage to help you get Auto & Homeowners Insurance at an affordable rate.

Credit Life/Credit Disability

  • Make sure your loan payments are taken care of when the unexpected happens.

GAP

  • Protect the balance of your auto loan from the depreciated value of your car.

We are dedicated to serve the financial needs of our members, as well as the greater causes of financial literacy, community, strength, cooperation, and charity in Middlesex County.




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Insurance

Auto & Homeowners Insurance

TruStage keeps you on the road and protected. Their relationship with a leading provider like Liberty Mutual means your policy can fit your budget and your needs.

  • Accident Forgiveness
  • 12-Month Rate Lock
  • Condo Insurance
  • 24-Hour Roadside Assistance
  • Home Insurance
  • Renter Insurance
Inquire
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Insurance

Credit Life

There’s no way your family can prepare for an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected occurs. Credit Life Insurance helps pay your loan, so your loved ones don’t have to*.

  • 90-day cancellation period for full refund
  • Fee can be paid in full or can be included in your monthly payment
  • $1,000 canceled from your replacement vehicle loan when financed through us within 60 days of receiving settlement check
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*Certain eligibility requirements, conditions and exclusions may apply. Please refer to the Policy Agreement for a full explanation of the terms.
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Insurance

Credit Disability

No one can anticipate when an injury or a medical-related illness will keep you out of work, but by adding Credit Disability to your loan we will make sure your family is provided for if the unforeseen were to happen. Credit Disability Insurance makes your loan payments (up to the contract limit) until you return to work. The premium will automatically be added into your loan payment.*

  • Maximum Monthly Benefit: $1,100.00 per loan per month
  • Plan Type: 14 Day Non-Retro-active; Benefits will begin on the 15th day of disability
  • Maximum Claim Payments: 120 months
  • Loan Types Eligible: Auto Loans, Signature Loans, Promotional Loans, Share Secured Loans, Home Equity Line of Credit
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*Certain eligibility requirements, conditions and exclusions may apply. Please refer to the Policy Agreement for a full explanation of the terms.
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Insurance

Guaranteed Asset Protection

Help protect your family, your car and your credit rating with MEMBER’S CHOICETM Guaranteed Asset Protection.

  • 90-day cancellation period for full refund
  • Fee can be paid in full or can be included in your monthly payment
  • $1,000 canceled from your replacement vehicle loan when financed through us within 60 days of receiving settlement check
  • Helps cancel the difference or “GAP” between a vehicle’s actual cash value and your loan balance
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Fill in the GAP on your vehicle loan!

GAP Insurance

Most cars depreciate by thousands of dollars as soon as they are purchased. If your vehicle is stolen, accidentally damaged beyond repair or otherwise declared as a total loss, you are still liable to pay the difference or the “gap,” between your primary insurer’s settlement and your loan balance.

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About Raritan Bay Federal Credit Union

Since 1941, RBFCU has been focused on supporting our local communities. Throughout the years, we have always supported local youth sports and school activities and we have continually raised money to support local charities.

Raritan Bay Federal Credit Union is a community chartered credit union. That means, if you live, work, worship, or attend school in Middlesex County, you can open an account with us. Once you become a member, you and your family can remain members for life, even if you move out of Middlesex County.

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Questions?

A member service representative is standing by to answer any questions you may have about our insurance options.

Submit Questions below or Call Us at (732)-727-3500