Home Equity Line of Credit (HELOC)
Cash in on your home’s equity with a home equity line of credit (HELOC). Similar to a credit card, a HELOC provides you with revolving credit — perfect for ongoing expenses, like renovating your kitchen. And there’s no need to reapply once you’ve been approved. Just draw from available funds whenever you need to make a purchase.
We offer affordable rates and customizable terms that will work with your budget. Contact one of our lenders today to get an answer quickly.
- Competitive rates for a wide range of ongoing expenses:
- Home improvements
- Medical expenses
- Renovation projects
- And much more!
- Direct, anytime access to funds without reapplying
- Revolving credit — when you repay, your limit is replenished for future borrowing
- Affordable payment plans
- Only pay interest on the part that's used
- The interest paid may be tax deductible*
- Credit life insurance and disability insurance available
- Local decision-making and processing right here in New Jersey
- Customized, friendly service from our experienced lending team
*Consult a tax advisor.