Credit Life & Credit Disability Insurance

    Help with loan payments when your family needs relief the most. Planning for the unexpected may seem impossible, but it doesn't have to be with Raritan Bay FCU's Credit Disability and Credit Life Insurance underwritten by CUNA Mutual Insurance Society.

    No matter what life brings, ensure that your loved ones are taken care of. Contact us today to learn more.

    Credit Life Insurance

    There's no way your family can prepare for an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected occurs. Credit Life Insurance helps pay your loan, so your loved ones don't have to*.

    • Maximum Monthly Benefit: $40,000 per loan
    • Maximum Claim Payment: 120 months
    • Loan Types Eligible: Auto Loans, Signature Loans, Promotional Loans and Share Secured Loans

    Contact to a Credit Union Representative TODAY for more information!

    *Certain eligibility requirements, conditions and exclusions may apply. Please refer to the Policy Agreement for a full explanation of the terms.

    Credit Disability Insurance

    There is no way anyone can prepare for a temporary or total disability due to a covered injury or a medical-related illness, but you can take steps along the way to make sure your family is provided for if the unforeseen were to happen. Credit Disability Insurance helps pay your loan when you and your family need it most*. The premium, will automatically be added into your loan payment.

    • Maximum Monthly Benefit: $1,100.00 per loan per month
    • Maximum Claim Payments: 120 months
    • Plan Type: 14 Day Non-Retro-active; Benefits will begin on the 15th day of disability
    • Loan Types Eligible: Auto Loans, Signature Loans, Promotional Loans, Share Secured Loans, Home Equity Line of Credit

    Contact to a Credit Union Representative TODAY for more information!

    *Certain eligibility requirements, conditions and exclusions may apply. Please refer to the Policy Agreement for a full explanation of the terms.

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