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First Steps Account

At Raritan Bay FCU, we believe it’s never too early to learn valuable money smarts. Help your child take the first step to future financial success with our First Steps Account — available to our youngest members, ages 0-7 years old.

This account teaches valuable money management skills…but it shouldn’t be all work and no play! Kids will love participating in fun games and earning special prizes while building solid saving habits. Sign your child up today — and get the peace of mind knowing that your child will be prepared down the road!

Financial Calculator

  • Free youth savings account
  • For kids 7 years old and under
  • Dividend-bearing account
  • Gets them in the habit of saving
  • No minimum balance
  • Competitive dividends on entire balance
  • No monthly service fee
  • Receive a First Steps Kids’ Card to track your points
  • Collect points with each $15 deposit (up to six points per deposit)
  • Redeem First Steps Kids Card for free prizes
  • Extra fun on holidays and other special occasions
  • Federally insured by NCUA up to $250,000

Any family member or guardian can open a First Steps Kids Account. It's a wonderful opportunity to give your children a financial head start!

Download the Money Adventure Mobile App from the U.S. Currency Education Program!

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