Certificates of Deposit (CDs)

We offer competitive rates and have a variety of terms to choose from. Simply pick the term and your rate is locked. When your term is up, you can cash out or roll it into another CD for more returns. To find some of the most competitive rates in the Tri-State Area, come to RBFCU today!

  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than savings accounts
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 6 to 48 months)
  • Locked rate for length of term
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open for 6, 7, 12, 18, 24, 36 & 48 month Certificates
  • $5,000 minimum deposit to open 9 & 30 month Certificates
  • Federally insured by NCUA up to $250,000

Don't miss out on our Winter Certificate Specials!

  • 7-month, 9-month & 30-month terms available**
  • Check our current rates
  • Early withdrawal penalty applies
  • Limited time offer
  • Subject to cancellation
  • Federally Insured by NCUA up to $250,000

*A penalty on dividend earnings will be assessed if withdrawal is made prior to the term's maturity. Early withdrawal penalty for a 6, 7 and 9-month certificate is one month's dividends; 12, 18, 24, 30, 36 and 48 month certificates is three months' dividends.

**Early withdrawal penalty for 7-month & 9-month certificates is one months dividends. Minimum balance of $1,000 is required to earn dividend on 7-month certificate. Minimum balance of $5,000 is required to earn dividend on 9-month and 30-month certificates. 9-month and 30-month certificates are for new deposits only, cannot be transferred from existing RBFCU account. Please contact a RBFCU representative for more information about fees and terms that may apply. Promotion is subject to cancellation. Limited time offer. Federally Insured by NCUA up to $250,000.

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