ACCOUNT COMPARISON

Rewards

  • 1.25% APY* on balances up to $10,000
  • 1.25% to 0.34% APY on balances over $10,000, depending on balance in account*
  • 0.01% APY* if qualifications aren’t met

Monthly service fee

$0

Free ATMs?

Unlimited refunds on ATM fees nationwide (up to $15 mo.)*

Free online banking with bill pay?

Free debit card?

Minimum opening deposit

$25

Rewards

  • Earn $10 in refunds for iTunes or Amazon.com purchases each month*
  • Get $30 in refunds for iTunes or Amazon purchases when you open your account*

Monthly service fee

$0

Free ATMs?

Unlimited refunds on ATM fees nationwide (up to $15 mo.)*

Free online banking with bill pay?

Free debit card?

Minimum opening deposit

$25

Free Kasasa Cash Checking:

Kasasa Cash and Kasasa Saver: *APY=Annual Percentage Yield. The Kasasa Cash® account, with or without the Kasasa SAVER® option, is a tiered rate account. The rate tiers are as follows: the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule applies to balances of $0.01 - $10,000.00 and the second Dividend Rate and Annual Percentage Yield listed for this account applies to balances over $10,000.00 if qualifications are met during the Monthly Qualification Cycle. Each rate will apply only to that portion of the account balance within each range. The third Dividend Rate and Annual Percentage Yield listed for this account applies to all balances if the qualifications are not met. All Kasasa Cash® balances will earn 1.25% APY - 0.34% APY if qualifications are met. The disclosed Kasasa Cash® APY is based on compounding dividends. The dividends earned in Kasasa Cash® with SAVER are automatically transferred to Kasasa SAVER® each statement cycle and do not compound. The actual dividends paid may be less than the disclosed APY. The Kasasa SAVER® APYs may be less than the Kasasa Cash® APYs. All Kasasa SAVER balances earn 0.60% APY - 0.28% APY if qualifications are met on Kasasa Cash. If you have met your qualifications for the Monthly Qualification Cycle, we will reimburse you for domestic ATM fees (checking only) up to $15 per qualification cycle. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $ 4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. Individual ATM fees of $5.00 or higher will only be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. The qualifications per Monthly Qualification Cycle are: 1) Have at least ten (10) signature-based debit card purchases post and settle. PIN based transactions do not count toward qualifying signature-based debit card purchases. When given the option, always choose, "Credit" to complete your purchase. Transactions may take one or more banking days from transaction date to post to an account. Debit card transactions processed by merchants and received by the Credit Union as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the Credit Union as POS transactions count towards qualifying debit card transactions. 2.) Have at least one (1) automatic payment or direct deposit post and settle. Intra-bank transfers do not count as qualifying transactions. 3.) Receive eStatementsand eNotices. 4.) Be enrolled and log into Online Banking. For the Kasasa Cash® account, the Monthly Qualification Cycle is defined as a period beginning on the last business day of the prior month through the calendar day prior to the last business day of the currentstatement cycle. One (1) Kasasa Cash® account allowed per primary member's Social Security Number. This account is available to consumer/personal accountholders only. For Kasasa Cash® with SAVER, if qualified, the nationwide ATM fee refunds will post to Kasasa SAVER® on the last business day of the month. Kasasa Cash® with SAVER dividends will transfer to Kasasa SAVER® on the business day following the end of the statement cycle. Rates may change after account is opened. Fees may reduce earnings.

Free Kasasa Tunes Checking:

Kasasa Tunes: *Sign-Up Bonus - We will reimburse online purchases made during the first 30 days after you open the account at either the iTunes® Store or at Amazon.com® up to a maximum of $ 30.00 (which includes any applicable sales tax). Purchases must be completed using your RBFCU Visa debit card and must post to and settle the account within the 30 day period in order to be reimbursed. Transactions may take one or more banking days from the date the transaction was made to post to and settle the account. The reimbursement will be credited to your account on the last business day of the statement cycle in which your purchases posted to and settled your account. Purchases that post to and settle your account after this Monthly Qualification Cycle but within the first 30 days after you open the account will be reimbursed on the last business day of the following statement cycle. There is no minimum balance requirement to receive the sign-up bonus. Monthly Rewards - If you have met your qualifications for the Monthly Qualification Cycle, we will reimburse you for domestic ATM fees (checking only) up to $15 per qualification cycle. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $ 4.99 or less will be reimbursed up to a maximum of $ 4.99 per individual transaction. Individual ATM fees of $5.00 and higher will only be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. If you have met your qualifications during the Monthly Qualification Cycle, we will also reimburse online purchases made at either the iTunes® Store or at Amazon.com® during the following Monthly Qualification Cycle up to a maximum of $ 10.00 (which includes any applicable sales tax). In order to be reimbursed, purchases must be completed using your RBFCU Visa debit card and must post to and settle the account during the Monthly Qualification Cycle following the Monthly Qualification Cycle in which you met the qualification requirements. Transactions may take one or more banking days from the date the transaction was made to post to and settle the account. The reimbursement amount will be credited on the last business day of the statement cycle in which your purchases posted to and settled your account. If you close your account, you will not receive reimbursements that have not yet been credited to your account. Qualifications & Monthly Qualification Cycle - To qualify for the Kasasa Tunes"reimbursements you must perform the following during the Monthly Qualification Cycle: 1)Have at least ten (10 ) signature-based debit card purchases post and settle. 2) Receive eStatements and eNotices. 3.) Be enrolled and log into Online Banking. Please note that the debit card transactions MUST post to and settle your account during the Monthly Qualification Cycle. PIN based transactions do not count toward qualifying debit card purchases. When given the option, always choose "Credit" to complete your purchase. Transactions may take one or more banking days from the date the transaction was made to post to and settle an account. Debit card transactions processed by merchants and received by the Credit Union as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the Credit Union as POS transactions count towards qualifying debit card transactions. Transactions may not be in a pending status to qualify as one (1) of the qualifications. Monthly Qualification Cycle is defined as a period beginning on the last business day of the prior month through the calendar day prior to the last business day of the current statement cycle. One (1) Kasasa Tunes® account allowed per primary member's Social Security Number. This account is available to consumer/personal accountholders only.

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