- 0.15% APY* on balances up to $10,000
- 0.15% to 0.04% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
Monthly service fee
Refunds on ATM fees nationwide (up to $7.50 monthly)*
Free online banking with bill pay?
Free debit card?
Minimum opening deposit
*Rewards Checking: The Rewards Checking account is a tiered rate account. The rate tiers are as follows: the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule of the Truth-In-Savings Disclosure applies to balances of $0.01 - $10,000.00 and the second Dividend Rate and Annual Percentage Yield listed for this account applies to balances over $10,000.00 if qualifications are met during the Monthly Qualification Cycle. Each rate will apply only to that portion of the account balance within each range. The third Dividend Rate and Annual Percentage Yield listed for this account applies to all balances if the qualifications are not met. All balances will earn 0.15% APY - 0.04% APY if qualifications are met. The disclosed Rewards Checking APY is based on compounding dividends. The actual dividends paid may be less than the disclosed APY. If you have met your qualifications for the Monthly Qualification Cycle, we will reimburse you for domestic ATM fees (checking only) up to $7.50 per qualification cycle. ATM fee reimbursements will be credited to your account on the last business day of your statement cycle. ATM fees of $ 4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. Individual ATM fees of $5.00 or higher will only be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account. The qualifications per Monthly Qualification Cycle are: 1) Have at least ten (10) signature-based debit card purchases post and settle. PIN based transactions do not count toward qualifying signature-based debit card purchases. When given the option, always choose, "Credit" to complete your purchase. Transactions may take one or more banking days from transaction date to post to an account. Debit card transactions processed by merchants and received by the Credit Union as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the Credit Union as POS transactions count towards qualifying debit card transactions. 2.) Have at least one (1) automatic payment or direct deposit post and settle. Intra-bank transfers do not count as qualifying transactions. 3.) Receive eStatements and eNotices. 4.) Be enrolled and log into online banking. For the Rewards Checking account, the Monthly Qualification Cycle is defined as a period beginning on the last business day of the prior month through the calendar day prior to the last business day of the current statement cycle. One (1) Rewards Checking account allowed per primary member's Social Security Number. This account is available to consumer/personal accountholders only. Rates may change after account is opened. Fees may reduce earnings.