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At Raritan Bay FCU, we think all of our members deserve the prestige of carrying a VISA Platinum credit card. Therefore, all members are eligible to apply for a VISA Platinum credit card, regardless of your credit score! As a VISA Platinum credit card holder, you'll enjoy lots of benefits, including a low rate, no annual fee and an Enhanced ScoreCard Bonus Program, allowing you to earn rewards faster.

Credit Card	APR*
VISA Platinum	9.99%APR*

Our VISA Platinum credit card can do more than save you money. It also provides you with premium benefits most other credit cards do not offer, such as:

• 25-Day Grace Period on Purchases
• Enhanced ScoreCard Rewards Program
• Worldwide Acceptance
• Lost/Stolen Reporting
• Customer Service 24/7
• Travel Accident Insurance up to $500,000
• Reservations, Discounts & Protection
• Medical Assistance
• Collision Damage Waiver (Primary Outside of U.S., Secondary Inside U.S.)
• Credit Card Registration
• Concierge Service
• No Expiration Date for Points Earned
• LetterChecks

Credit Cards News & Information:
Suze Orman Economic Advice

Guide to Credit Cards

 

Pay your VISA Platinum Credit Card Online HERE

Annual Percentage Rate (APR) for Purchases	As Low As 9.99% APR*
Other APR's	Default Rate: 18% APR See Explanation Below
Grace Period	25 Days on Average
Method of Computing the Balance	Average Daily Balance Method (Including New Purchases) Refer to Below**
Annual Fee	None
Cash Advance Fee	Over the counter: 2%, $10 max; ATM: 1%; $5 max
Balance Transfer Fee	None
Other Charges:	Late Payment: $25 Bounced Payment: $25 Card Replacement: $20

 

*APR= Annual Percentage Rates.Rate effective August 7, 2009. Base rate only, actual rate may vary based on individual creditworthiness.

**Interest rates and credit limits based on income and credit qualifications.

2 late payments within a 6-month period

All information on this site is correct as of the August 7, 2009. Offer is subject to change or withdrawal without notice.