Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Conventional wisdom says you have to take risk to invest. Sometimes, conventional wisdom isn't very wise.

Our federally guaranteed CDs earn investment-level returns with zero risk. Simply pick the term and your rate is locked. To find some of the most competitive rates in the Tri-State Area, come to Raritan Bay FCU.

Summary
  • Competitive rates
  • Locked rate for length of term
  • Terms from 6 months to 4 years
  • No early withdrawal*
  • $1,000 minimum deposit to open
  • Federally insured by NCUA up to $250,000

Check out our current rates.

*A penalty on dividend earnings will be assessed if withdrawal is made prior to the term's maturity.