
Certificates of Deposit (CDs)
Conventional wisdom says you have to take risk to invest. Sometimes, conventional wisdom isn't very wise.
Our federally guaranteed CDs earn investment-level returns with zero risk. Simply pick the term and your rate is locked. To find some of the most competitive rates in the Tri-State Area, come to Raritan Bay FCU.
- Summary
- Competitive rates
- Locked rate for length of term
- Terms from 6 months to 4 years
- No early withdrawal*
- $1,000 minimum deposit to open
- Federally insured by NCUA up to $250,000
*A penalty on dividend earnings will be assessed if withdrawal is made prior to the term's maturity.





