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Raritan Bay Federal Credit Union
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Just in Time...

Rewards Checking

It's Here! Raritan Bay FCU is proud to offer our newest product, Rewards Checking.

Earn 3.25%APY* on balance up to $20,000, PLUS receive unlimited ATM Refunds!

How? It's easy! Just meet the minimum requirements!

Minimum Requirements:

  • Make 10 debit card purchases
  • Set up 1 Direct Deposit or ACH Auto Debit from your account
  • Enroll in and receive Electronic Statements
  • Sign up for and enjoy all the benefits of Online Banking

What happens if one month you don’t meet the requirements? No worries, you’ll always have next month to try again and PLUS you’ll still earn 0.10%APY*.

Open your Rewards Checking Account TODAY! Click HERE for more information or to open your account!

All Rewards Checking Account Holders will automatically be qualified for our Identity Theft Protection Program. For more information, click here!

*Rewards Rates 3.25% Annual Percentage Yield (APY) paid on balances between one penny and $20,000, and 1.01% APY paid on all amounts above $20,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of September 1, 2010. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Limited one account per social security number. Available to personal accounts only. No monthly service charge.

**ATM Fee Refunds nationwide only.

Raritan Bay FCU's Loan Options

Checking Line of Credit
Bounce proof your check book with our Checking Line of Credit. Borrow up to $7,000.

APR*
Term
12.50%
up to 48 months


Signature Loans
Borrow up to $10,000.

APR*
Term
9.95%
up to 48 months

Back to School Loan

APR*
Term
Borrow Amount
7.99%
up to 24 months
up to $5,000

*APR=Annual Percentage Rate. Rates current as of September 1, 2010. All loan payments are transferred from a RBFCU Account or credited through Direct Deposit. Add 1/4% if payments are not automatically transferred. Qualified borrowers only - Rates subject to change. Rates published are base rates. The rate you pay will be based on the number of years your loan is financed plus your individual creditworthiness.

 

Invest in America

Looking for a way to Invest in America and buy a new car? The credit union Invest in America Program was created to do just that. Credit Unions cross the country have access to terrific discounts from GM and Chrysler vehicles through the Invest in American Program. Through this program, credit union members can save thousands of dollars on new vehicles. And, with a low-cost auto loan from Raritan Bay FCU, the deal gets even better.

Click HERE for more information on this program!