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Membership
Who is eligible for membership
Raritan Bay Federal Credit Union serves anyone who lives, works, worships or attends school in Middlesex County. Once you have become a member, your immediate family may join Raritan Bay FCU too! Your immediate family is anyone who is related by blood or marriage, regardless of where they live or work.
About Raritan Bay FCU...
Raritan Bay Federal Credit Union was founded in 1941, and serves anyone who lives, works, worships or attends school in Middlesex County. As a member-owned, not-for-profit financial institution, we are dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. Earnings are returned to you in the form of competitive dividend rates paid on savings and investment accounts, low interest rates on loans and additional valuable products and services.
How to get started
Click here to fill out your membership application. You will be contacted by one of our Member Service Representatives. You simply need to make an initial deposit of $5.00, which represents your "share" of ownership in the Credit Union. It is not a fee, it goes directly into your newly established Savings Account. Once you become a member of the Credit Union, you are a member for life, even if you change jobs, relocate or retire! Plus, after you become a member, your immediate family members are automatically eligible to join regardless of where they live or work.
Why choose Raritan Bay Federal Credit Union?
The safety and convenience of your money is an important consideration when you evaluate any financial institution. At Raritan Bay Federal Credit Union, you can be assured that your money is secure. Protected by an agency of the federal government called the National Credit Union Administration (NCUA), each member's deposit accounts are insured for up to $250,000. No one has ever lost a penny placed in trust with a federally insured credit union.
We want to be your financial resource and therefore, we're continually seeking new partners to offer you the latest products and services. Such things as discounted auto and homeowners insurance and assistance in purchasing a new home are just two examples. Please tell us what your needs are and we will strive to help you find the best solutions.
Raritan Bay Federal Credit Union has three branches and one more on the way!
Sayreville Office: 491 Raritan Street, Sayreville, NJ 08872
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Parlin Office: 502 Washington Road, Parlin, NJ 08859
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South River Office: 93 Main Street, Sayreville, NJ 08882
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Edison Office: OPENING IN 2010
Raritan Bay FCU Dedication
We are dedicated to serving the individuals financial needs of those in Middlesex County, but we are also dedicated to the greater causes of financial literacy, community strength, cooperation and charity through the following programs:
ATM Surcharge Program: Through ATM surcharges of nonmember transactions, we have been able to raise thousands of dollars for Toys-for-Tots and other local charities.
Student-Run Branches: The Lighthouse Credit Union, which opened in 1999 and is located in South Amboy Middle/High School, was the first student-run branch in the state of New Jersey. This branch is staffed by the students of South Amboy High School and is available to the students, staff and faculty.
The second student-run branch, The Eagle's Nest, is open to students, staff and faculty at Cardinal McCarrick High School. Through this real-life experience, students get to learn "hands-on" about the importance of saving money and establishing and maintaining good credit. They also gain invaluable work experience by learning how to operate a small business and the importance of teamwork. For more information on our student-run branches, click here.
Community Involvement: Maintaining relations within the communities we serve is commitment we adhere to relentlessly. Raritan Bay FCU seeks such opportunities by participating in community events, such as Sayreville Day, South River's National Night Out, South Amboy's Raritan Bay Seafood Festival, Sayreville Police Annual Torch Run to benefit local Special Olympics and Breast Cancer Walk in Woodbridge. Such events allow us to create strong, long-lasting ties to the community residents who we serve.
Scholarship Awards: We offer all high school seniors who are members in good standing the opportunity to apply for scholarship money for their college education. Winners are selected based upon scholastic achievement, extracurricular activities and teacher recommendations. For more information on our scholarship opportunity, click here.
Discover the Credit Union advantage by becoming a part of the growing Raritan Bay FCU family. Click here to begin filling out our online membership application. You'll be glad you did!!!
