Student Loans
Don't let rising costs stand in the way of college education. The EdAccess Loan can cover the gap between the cost of attending school and the amount of federal student loans and grants.
This low-rate lending option provides flexible repayment options and can be used for all qualified educational expenses, including tuition, room and board, books, and more.
- Summary
- Competitive interest rates
- Maximum Borrowing Limit: Cost of Attendance minus Aid
- Payments deferred six months after graduation or leaving school
- Interest may be tax deductible*
- No pre-payment penalty
- Zero origination fees for all qualified student borrowers
- 30-day no-risk cancellation policy
- 1% rate reduction after 10% of loan is re-paid
- Fast pre-approval available
Learn more and apply online through cuStudentLoans.org.
*Consult a tax advisor.
- Eligibility
- Borrower must be enrolled in an eligible school and pursuing a degree program
- Borrower must be a member of the credit union, or join during the online application progress
- Borrower or cosigner must be U.S. Citizen or permanent resident.
- Creditworthy student borrowers enrolled in a 4-year program can apply without a cosigner; however, applying with a cosigner is highly recommended to qualify for lower rates
