Home Equity Loans
Home improvements, a new pool, tuition, debt consolidation—you name it, your home can provide the key. We can secure low-rate financing based on your equity, either all at once as a second mortgage or by establishing a home equity line of credit (HELOC).
Best of all, you know you can depend on Raritan Bay FCU to keep your best interest at heart. As a not-for-profit institution, that's our mission.
- Second Mortgage
- Low interest rates
- Interest is typically tax deductible*
- Use for almost any purpose
- Local decision-making
- Personalized service at every step
- Smooth, seamless process
- Amount based on loan-to-value ratio
*Consult a tax advisor.
- HELOC
- Low-interest rate line of credit
- Use funds as you need them
- Only pay interest on what you use
- Interest is typically tax deductible*
- Have funds available when needed
- Credit Life Insurance Available
- Credit Disability Insurance Available
*Consult a tax advisor.
