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Raritan Bay Federal Credit Union

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No Cost Insurance? Is That Possible?

It is when you are talking about Conseco Solutions Cancer coverage. Raritan Bay FCU members can choose a benefit that can return your premiums back to you. With the Return of Premium rider, you can receive a check for all premiums paid, minus claims incurred, every 20 years (or on the rider anniversary date following your 75th birthday, if that comes sooner). You're only required to keep your certificate and this rider in force until maturity. When your money is returned, you can continue your coverage...and collect again.

Why should you consider Conseco Solutions Cancer coverage? In 2004, the overall estimated costs of cancer were nearly $190 billion. Of that total, about two-thirds were non-medical expenses; items not usually covered by major medical policies. Conseco Health Insurance Company offers one solution: Conseco Solutions Cancer.

You get supplemental coverage for cancer-related costs and the support of a health advocate! Upon diagnosis, a team of medical professionals will help find physicians, community resources and answers about claims and billing. The wellness benefits helps cover the costs of cancer screening tests. And the Alternative Care rider provides coverage if you pursue a more natural approach to treatment. Plus, you have the potential for premium return!

To contact a KeyCup representative please call 1-888-KEYCUP7 or email at info@keycup.org.