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Who is eligible for membership?

Raritan Bay Federal Credit Union serves anyone who lives, works, worships or attends school in Middlesex County. Once you have become a member, your family may join Raritan Bay FCU too! Your family is anyone who is related by blood or marriage, regardless of where they live or work.

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Why choose Raritan Bay Federal Credit Union?

As a not-for-profit financial institution, our mission is to empower our members, not make money off of them. Instead of pocketing profits, we return them in the form of higher dividends on accounts and lower interest on loans.

The safety and convenience of your money is an important consideration when you evaluate any financial institution. At Raritan Bay Federal Credit Union, you can be assured that your money is safe and secure. Protected by an agency of the federal government called the National Credit Union Administration (NCUA), each member's deposit accounts are insured up to $250,000. No one has ever lost a penny placed in trust with a federally insured credit union.

We want to be your financial resource and therefore, we're continually seeking new partners to offer you the latest products and services. Such things as discounted auto and homeowners insurance and assistance in purchasing a new home are just two examples. Please tell us what your needs are and we will strive to help you find the best solutions.